A rather interesting offer today is the opportunity to make a Sberbank card with an individual design. This product is endowed with all the features and advantages of international format plastic, but differs in appearance.
At Sberbank, a card with an individual design can have any image of the owner’s choice on the front side. In this case, it is permissible to select a picture either from the database of a banking institution or to upload the actual photo. Limitations for the image are clearly stated. The card cannot contain:
- Photos from the Internet or protected by copyright.
- Logos and TMs of famous brands.
- Alcoholic beverages or tobacco products.
- Evoking associations with gambling.
- Pornographic content.
- Image of weapons or military equipment;
- Flags, coats of arms and other state symbols, slogans, symbols of power.
- Images of coins, bills, stamps.
- Carrying anti-religious or anti-social information.
- Stills from cartoons or feature films.
- Photos of famous personalities and fictional characters.
- People in uniforms with recognizable colors or logos.
- Texts or digital information.
Due to the need to carefully check the design desired by the client, the response from Sberbank to an individual design takes longer than to a regular one.
If the decision on extradition takes up to 2-5 days on average, then in this case, as practice shows, the period can extend to 14 days or more.
The product can be issued in the form of an additional card for a child over 7 years old to an account in any currency: ruble, euro, dollar. The client also chooses the payment system independently - Visa or Master Card.
How to order a Sberbank card with an individual design
This service is not provided when contacting the branch; today it can only be ordered online. This is due to technical requirements, because the bank needs to receive an image for photo printing in electronic form. The ordering procedure is carried out as follows: in the section on the bank’s website – Cards with original design, you must click on the Order button.
Filling out an application online
- Upload a photo from your computer, Instagram, or choose from a gallery offered by your banking institution.
- Approve the image: process the photo, selecting the scale and placement, logo color, color intensity and brightness.
- Select currency.
- Enter your phone number to confirm the status of your application via SMS.
- Specify additional parameters.
- Confirm your online ordering request.
Cost of service and receipt of plastic
The cost of printing and ordering plastic is 500 rubles, while the standard type of product is issued free of charge.
A Sberbank card with an individual design can be ordered online Any citizen over 18 years of age can order a payment instrument of this type. Apart from registration, there are no mandatory requirements for owners. A response to the decision will be sent via SMS. The refusal can only be explained by a discrepancy between the content of the drawing, and therefore you can send a new application, choosing a different option.
The procedure is completed by directly receiving the plastic at the specified branch and signing the contract. You will need to present your passport to the employee to fill out the contract and for identification.
Order through Sberbank Online
A card with an individual design can also be ordered from Sberbank Online. This method is available for existing clients who have a password and ID to use the resource. You will need to visit the Cards section and select Order. In the appropriate box, check the box with the original image, and then upload the photo. The answer about the bank's decision can be viewed in the Account. Here he will appear a little earlier than the employee reports about him.
The appearance of the plastic can be individual or template Capabilities and features of the card product
Holders of plastics should know that the appearance of their plastic does not in any way affect their functionality, available capabilities and advantages. In particular, it is permissible to perform any operations with the product:
- Receive funds from other persons;
- Withdraw cash from an institution's cash desk or ATM;
- Perform transfers by number through remote resources;
- Pay for services and bills of companies, incl. for communications, utility costs, loans, fines, etc.
- Set up templates for automatic transfers with the specified frequency and amounts.
- Conducting transactions via the Internet through secure payment system portals.
- Use at retail outlets for cashless payment.
It is possible to connect online management services to the card: Internet banking, Mobile banking. This allows you to view transactions, find out the balance, and make transfers yourself. In Mobile Banking, all operations can be easily carried out via SMS and ussd requests. This greatly speeds up and simplifies interaction. For example, to top up your phone, you only need to enter the amount in a message and send it to 900. For another person, a similar transfer occurs by dialing his number via SMS.
The remote control service allows you to transfer funds between your accounts, pay off loans, incl. and other institutions, apply for loans or open card products.
The most popular creative approach to the appearance of plastic among youth card holders Thank you points on the map
It is possible to accumulate points, which can later be exchanged for a discount in online stores and retail outlets. The service is called Thank You and implies that each point is equivalent to a ruble, i.e. debited upon payment in a 1:1 ratio. They are received as a percentage of the purchase amount at the partner store. The list of them is very wide; you can find out more on the institution’s website.
Recently, it has become possible to order bank cards with an individual design. Working under the motto: “Don’t be like everyone else!”, financial organizations are quite rapidly promoting a new service. The luminaries of the monetary market also keep up with fashion.
Sberbank very zealously joined the race to create custom plastic cards. In order to order a payment accessory, you don’t even have to contact. All information is available on the organization’s website – sberbank.ru. Here you can choose a design option from the proposed list, which includes the following topics: multipersonalities, animals, flora and fauna, cities, etc. For the most creative users, a module is provided for uploading images of your own production.
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The selected design is applied to the entire surface of the card. During the creation of a map, it is possible to edit the image: select more preferable fragments and angles, change the color palette, etc. Those owners of Visa, MasterCard or MIR who have a craving for creativity can independently edit the classic and standard versions of cards. The “individualization” service is provided by Sberbank only to debit plastic users.
So, if you set out to change the design of your Sberbank debit card, follow these steps:
- Find “Select Card” on the menu and go to the “Custom Design Cards” category.
- Submit an application or change the card design yourself. In both cases, it is recommended to strictly follow the system instructions.
- Don't forget to carefully read the terms of the license agreement!
Refusals are also possible for cards with photos of actors and cartoon characters, as well as with images of paintings by famous artists, which are subject to copyright law. All “allowed characters” are posted in the gallery offered by the bank’s developers. So, for example, Sberbank is ready to print cards with fragments from the cartoons “Shrek”, “Puss in Boots”, “Well, Just Wait!” and "Madagascar". A complete list of rules for posting images is published on the financial institution’s website.
Cost and terms of service
An individual design of a debit card from Sberbank will cost the user 500 rubles. We are talking about a one-time payment, which is made before the card is issued and is added to the annual cost of service. The total amount will be 750 rubles.
Everyone would like to have a designer bank card in order to look unique and original compared to others, which is why its issue has become so widespread. A Sberbank card with an individual design is quite simple to make. You can find out all the nuances of its design below.
Sberbank, like many other banking organizations in our country, is trying to provide the best service possible. To achieve this, all sorts of innovations are constantly being developed that can simplify the processes of money transfers and add originality to the options provided to visitors. One of these innovations can be called Sberbank cards with their own design.
How to choose a designer photo
Everyone can participate in creating a beautiful and unique image. With a card like this, you can feel on top and stand out from the crowd.
You have the opportunity to choose an image from the existing database of drawings or show your imagination and draw it yourself.
Some will choose a drawing in a business style, while others will like the landscape. In any case, the use of such a card will bring a lot of positive emotions to its owner.
How much does it cost to make a Sberbank card with an individual design?
By going to the Sberbank website, you can place your order. It will take a minimum of time.
When going to the section with bank documents, select “Cards with individual design”. On the updated page you will need to fill in the required fields. You select the currency that will be in the account, and you will also need to agree to the rules for using the services.
Selecting a drawing
Initially, several design variations will be offered. If the suggested color palette does not suit you, you can upload your own image. Copyright infringement should be avoided when copying images. If you wish, you can slightly change the location of the picture or modify some of its parts. The image will be printed on only one side of the card.
To complete the registration process, you need to enter your data and phone number into the system. After the bank approves the design, the Sberbank card design code will be sent to your phone number.
The Sberbank office closest to you is also indicated, where it will be more convenient to pick it up.
Information about its readiness will be sent to the phone number you entered.
How much does a Sberbank card with an individual design cost?
The production of designer cards is characterized by a very reasonable price. You only need to spend 500 rubles. for its release.
For customer service per year you need to pay 750 rubles. The card is also reissued for 500 rubles. When transferring funds to it for payment of services, no commission fees are charged, as with non-cash payments. You can spend up to 1.5 million rubles per day. An issued receipt for account transactions through your own or another bank will cost 15 rubles.
The Bank prohibits the use of:
- Photographs and various images protected by the copyright holder;
- Photos that contain words or digital combinations;
- Photos with coins, medals, etc.
- Attributes of power;
- Images of famous personalities;
- Pornographic drawings;
- Stills from films and cartoons;
- Advertising images, including photos of alcohol and cigarette products;
- Brand logos;
- Various types of gambling advertising;
- Photos of weapons and vehicles.
If a person wishes to place any prohibited images on the card, Sberbank will refuse to issue it.
Features of use
Sberbank cards with a beautiful design can be used for three years. The client can independently choose which currency he will use to make payments. It can be either a ruble or a foreign dollar and euro. There are two payment systems to choose from: MasterCard and Visa. If the card is lost or stolen, you can quickly block it.
One of the innovations is the ability to register a designer card for a minor who is 14 years of age or older. In such a situation, the official consent of the child’s parents must be available.
A card with your own design has the opportunity to participate in a special “Thank you” program. This allows its holder to accumulate additional funds in the form of bonuses, which are credited to the client’s account for non-cash purchases in stores from the list of program participants. You can get more detailed information about stores participating in the program by visiting the Sberbank website.
The advantages of using this type of card
The holder of a designer card has a number of privileges:
- You can contact a bank specialist 24 hours a day. This helps to immediately solve an emergency problem;
- Make non-cash payments around the clock;
- Take advantage of additional discounts;
- If the client went abroad and a loss occurred, he has the opportunity to receive cash;
- After registering your personal account, you can control your money and make payments online without leaving your home;
- Availability of alternative options for transferring money to the account;
- Assignment to an electronic wallet account.
The above advantages allow you to use a designer card with comfort, which is why there are more and more people who want to get one.
Alfa-Bank offers you a unique chance to become the owner of an international bank card Visa Classic PhotoCard or MasterCard PhotoCard Standard with an individual design and chip. Thanks to the use of innovative technologies, a card has been created, the entire front side of which can be designed to suit your taste.
Any person, children, parents, pets, nature, exotic landscapes - a photograph dear to your heart can now be embodied in the form of a bank card.
Keeps your money... and your best memories
Alfa-Bank offers you a unique chance to become the owner of an international bank card Visa Classic PhotoCard or MasterCard PhotoCard Standard with individual design. Thanks to the use of innovative technologies, a card has been created, the entire front side of which can be designed to suit your taste.
A loved one, children, parents, pets, nature, exotic landscapes - a photo dear to your heart can now be embodied in the form of a bank card.
Can't decide which photo to choose? We are pleased to offer you a choice of pictures from our design gallery, which will definitely be updated with new images.
The reverse side of the card is silver. We made it this way specifically so that it serves as a worthy frame for the photo you choose.
A card with an individual design differs from all other bank cards only in that you chose its design yourself. In all other respects, this is the most common international bank card: it can be used all over the world to pay for goods and services, including via the Internet, to withdraw and deposit cash - in a word, exactly the way you are used to using your regular bank card.
A card with an individual design can be issued to any current account of a bank client.
Express yourself - with an international Alfa-Bank Visa Classic PhotoCard or MasterCard PhotoCard Standard with an individual design! Thanks to modern technology, the front side of the card can be designed to suit your taste.
A Sberbank card with an individual design is a popular and affordable service. The bank was one of the first to offer it to its clients. We offer several options for making a Sberbank card with your own design.
To make a Sberbank card with an individual design for yourself, you need to perform a number of simple steps. But you need to carefully study the list of images that cannot be applied.
Pictures that are provocative, antisocial, advertise an unhealthy lifestyle, violate copyright, etc. will be rejected.
Where to start getting a Sberbank debit card with your own design
On the Sberbank website it is proposed to issue an online classic card with an individual design (payment system - VISA). This payment tool can be released for 1250 rubles. Here 750 rubles. – the cost of issue and the first year of service, and 500 rubles. – cost of individual design. Available currencies of issue are ruble, dollar and euro.
Users have three options to issue a debit card with their own design:
Selecting a design from the catalog offered on the Sberbank website. There are a variety of images of cartoon and game characters, landscapes, cats, treats and more. To get into the catalog, you just need to click “Create card design”.
Changing an existing design. You can change the standard version as you please: choose a new angle, “play” with the color palette, crop a classic drawing, etc.
Applying a user-suggested design. This is an option for Sberbank’s most creative clients. To implement it, there is a module for uploading your own image from social networks, from a mobile device or PC. To do this, select the “Your photo” button in the top line of the catalog.
“Pitfalls” of designing Sberbank cards with your own design
If you have not carefully studied the requirements for images on the card, then a refusal is possible. Most rejections are due to the use of licensed or inappropriate images. To avoid wasting time, check whether your individual design falls under one of the restrictions on the Sberbank website.
You cannot use images or visual images that are reminiscent of smoking tobacco, drinking alcohol and alcohol-containing drinks, manufacturing, distributing or using drugs, violence, etc.
Which Sberbank card can be issued with an individual design
I need to say a few words about what kind of plastic with the ordered pattern can be obtained for 1250 rubles. This will be a “Youth” standard VISA or Master Card, protected by an electronic chip. It can be used for additional cards with a standard design. It is issued to young people, even schoolchildren. No interest is accrued on the account balance.
The bonus program is called “Thank you”, and it is varied: 0.5% is returned on all spending, and when purchasing from Sberbank partners, you can return up to 10% of the funds. It is not profitable to withdraw from other people's ATMs: 3% of the amount plus 390 rubles. “eaten up” by the commission.
The advantages of this card are the symbolic cost of annual service (150 rubles) and a profitable bonus program. Disadvantages - high cost of issue, lack of overdraft and interest on the balance.
You can order a “Youth” card from Sberbank with an individual design starting from the age of 14.
Not only Sberbank: 6 alternative proposals
A number of large banking institutions also offer to print the client’s “creative” on their means of payment.
Alfa-Bank card with its own design
Alfa-Bank offers to issue you a so-called PhotoCard. This is a debit card with an individual MC or Visa design with an accrual of 7% on the balance (for Optimum and Economy service packages). Withdrawing your own cash is free.
When providing a loan, there is a grace period of 60 days. There are bonuses and cashback from amounts spent in restaurants, etc. SMS service is also free. For each year of service you need to pay 699 rubles, and the design of the “plastic” with an individual design is free.
- free registration and SMS notifications,
- high interest on the balance.
- Quite a high price for annual maintenance.
Promsvyazbank card with individual design
Promsvyazbank issues only All Inclusive debit cards of the Visa Platinum type with a custom design. Its release costs 333 rubles. for “individuality”, and service in the first year – 1500 rubles. There are no accruals on the balance, but cashback on many services and purchases is from 3 to 5%.
Receiving SMS about transactions – 29 rubles. Withdrawing amounts from PSB and partner ATMs is free, and in others - for 2% of the amount.
- good cashback.
- service, which is not cheap in the first year, will remain expensive subsequently, unless 50 thousand rubles are constantly in the account.
Tinkoff debit card with individual design
Tinkoff offers to place your own image on its Tinkoff Platinum, which is famous for its really cheap service for the premium class - 600 rubles. A credit limit of 350 thousand rubles is offered. with a grace period of 55 days.
There are no charges on the balance, and the loan rate is determined individually, from 13 to 30%. The card is connected to the bank’s bonus program, which makes it very profitable: 1% of all amounts spent on purchases and services goes to the bonus account. SMS reports cost 59 rubles. per month, and there are convenient applications for online banking. The application for the card is submitted online.
- excellent bonus program (1% return on all funds),
- online registration,
- inexpensive service for a premium class.
- expensive loan
- paid SMS notification.
Russian Standard Bank card with its own design
Russian Standard offers its classic card with a credit limit of 300 thousand rubles for individual design. There is cashback on spending from 1 to 5%. There are no interest charges on the equity balance, and the interest rate on the loan is high: up to 33.9%.
Also, the withdrawal fee can be up to 4.9%. Order through the website with availability within 8 days.
- Availability of a credit limit and cashback.
- age threshold (from 25 years),
- high loan interest rates,
- withdrawal fee.
Raiffeisenbank card
Raiffeisenbank offers not only visual, but also tactile delights. There, for a record 4.5 thousand rubles. per year, you will receive a card with an individual design and texture of a reptile. You can also get regular plastic with your design for an annual fee of 1,990 rubles.
This card, called #allimmediately, provides ample opportunities for cashback (up to 5%) and discounts from 5 thousand partners of the credit institution. The interest on the loan depends on the category of the borrower: from 23 to 34%. No interest is paid on the balance. The limit is up to 600 thousand rubles. SMS notification - 60 rub.
- attractive cashback,
- discounts from partners.
- Very high cost per year,
- unfavorable credit conditions.
Moscow Credit Bank card
The Moscow Credit Bank cheaply prints plastic “with its own picture” - for only 150 rubles. The upper threshold of the credit limit is from 300 to 800 thousand rubles. at a rate of 21%. The balance is charged 7%, which is a big plus.
There is no need to pay for withdrawals from ATMs of MKB and its partners. SMS notification – usual 60 rub. There are a lot of discount programs that allow you to save on purchases using the card.
- high interest on balance,
- large credit limit.
- expensive maintenance (1200 rubles per year),
- cashback is only 0.5%.
Results: the best choice
When choosing a card with a custom design, you should pay attention to the following suggestions:
- Sberbank, if plastic is needed for a young client (application available from 14 years of age);
- Alfa-Bank and MKB, if the amount of interest accrued on the balance of funds matters (up to 7%);
- Sberbank, Tinkoff Bank and MKB, if the minimum cost of service is important.