State assistance to small businesses: how to get your company.

The number of starting businessmen is steadily increasing every year. Increasing their number has a positive effect on economic indicators country as a whole and meets the ever-growing needs of the population.

Financial support from the state contributes to the emergence of new small and medium-sized businesses. The authorities of a particular region are trying to introduce ways to help: various benefits, subsidies, as well as material payments. How to get such support? Let's figure it out.

Which entrepreneurs can count on help from the state?

The state mainly provides financial support to small and medium-sized business owners. To find out if your company falls into this category, you should pay attention to the number of employees and annual turnover. The following types of enterprises can count on money from the state:

starting business(up to 15 people on staff with an annual turnover of up to 120 million rubles);
small business(up to 100 people on staff with an annual turnover of up to 800 million rubles);
medium business(up to 250 people on staff with an annual turnover of up to 2 billion rubles).

To receive assistance, companies must meet the following requirements:

duration of existence from the moment of opening - no more than 2 years;
the company is registered with the tax service;
SME is not a tax debtor.

Important: the chances of funding are much higher for businessmen who have social benefits and also own a social or export-oriented business.

Remember that the state provides support to entrepreneurs whose areas of activity are among their priorities. To apply for gratuitous assistance, a businessman must work in one of the following areas:

Manufacturing of consumer goods.
Popular trends in folk art.
Offers of rural and ecological tourism.
Housing and communal services.
Agro-industrial department.
The field of science and technology, as well as innovation activities.

How to get help from the state for the development of small businesses in 2019?

The main advantage of receiving such a subsidy is that it is free and does not need to be repaid through certain time. The state benefits from this, as a new small enterprise appears on the economic map, providing jobs to citizens, and competition with existing companies increases, which helps improve quality and stabilize prices.

But along with concluding a subsidy agreement, the entrepreneur agrees to fulfill some obligations. The main one is to provide detailed reporting.

Within 3 months from the moment of receiving funds from the state, a businessman is required to submit a report to the Employment Center with documents on the use of the subsidy. As confirmation, sales or fiscal receipts, receipts, paid payment orders and other documents can be provided. The financial report must be consistent with the paragraph of the business plan that indicates the purpose of obtaining capital.

Important: if a business operator cannot provide confirmation, he is obliged to return the subsidy funds to the state in full.

Also, the terms of the drawn up agreement stipulate that the activities of the financed small enterprise must last at least one year from the time of opening. This eliminates the possibility of cooperation with fly-by-night companies.

Help can be obtained from many authorities and organizations that have the necessary powers. Here are some of them:

City administration. Department economic development provides information on types of financial support for small businesses.
Chamber of Commerce and Industry. This institution provides assistance in consultations on business, marketing, legal issues, and helps to take part in exhibitions.
Entrepreneurship Support Fund. Based on the results of the mandatory assessment of the submitted project, the organization allocates funds for the activities of the small enterprise.
Business incubator. This organization provides infrastructure support for the ideas of entrepreneurs at all stages of development, starting from the moment of opening.
Venture fund. Focuses mainly on innovative projects and subsequently invests money in their activities.
Employment center.

Interesting: if your business project is socially or economically beneficial for the state, you can receive not only money for its implementation, but also free training, the right to take part in exhibitions, etc.

After contacting the above authorities, you will receive a list necessary documents. Here are the papers included in this list:

Passport and TIN of the entrepreneur.
Insurance certificate (SNILS).
A certificate from the accounting department of the last place of official employment, which contains information about the salary for three months before the completion of work.
Document confirming the availability of education.
Application from a program participant to receive financial support from the state (using a specially approved form).
Ready business plan.

Money from the Employment Center

The most common way to get help among entrepreneurs is to contact the Employment Center. How is this procedure done?

The first step is to register with the Employment Center and obtain unemployed status. This is a prerequisite, since the state allocation of funds is only available to those entrepreneurs who are registered as unemployed citizens. To do this, you need to have the following documents with you:

passport of a citizen of the Russian Federation;
work book;
document on marital status;
education document.

Then you need to draw up a business plan With detailed description project, targeted distribution of funds and indication of its payback period. The third step is registering the business as an individual entrepreneur.

The regional commission reviews the package of documents within 60 days. If a positive decision is made, an agreement will be concluded between the applicant and the Employment Center, and the funds will be transferred to the recipient’s account. The commission may decide to reimburse only certain expenses, such as registering and opening a small business. If the applicant receives a refusal notice, he can try again.

Grants for new businessmen

This type of allocation of funds from the state involves assistance to beginning businessmen to open a business and to those who have been engaged in entrepreneurial activity for no more than two years. The following organizations have the authority to distribute grants:

Department of Economic Development.
Funds to support small and medium-sized businesses.
Unions created by entrepreneurs.

A prerequisite for receiving a grant is the activity of a small enterprise in one of the priority sectors indicated above.

According to state legislation companies that produce wine and vodka products, tobacco products, luxury goods, work with real estate or are engaged in gaming activities do not receive payments.

Remember that the allocated money is used to cover 30 to 50% of the total cost of the project. A businessman should look for the remaining finances for business development on his own. Don't be afraid of investment, it can be.

The entrepreneur must provide the following documents:

Documents confirming the absence of other sources of financial support.
Certificate of registration of individual entrepreneur or LLC and business plan.
Bank statement about the amount of your own finances.
Certificate of positive credit history.

The Industry Commission then decides on the provision of funds. Maximum size The cash grant is 500 thousand rubles (in Moscow and the region - up to 5 million rubles).

The state's priority is the unemployed, young entrepreneurs, former military personnel, families with young children, etc.

Subsidy program

State plans to subsidize small businesses are implemented at different administrative levels. Therefore, they can be systematized according to the scale and amount of funds allocated:

Federal programs. They are implemented nationwide, and they are also characterized by a large amount of money allocated for financial support for the opening and development of SMEs. Distinctive feature is also the fact that such programs work mainly with large-scale business projects whose owners are already conducting commercial activities.
Regional programs. They work in the territories of administrative regions and manage the regional or district budget. The purpose of such programs is to develop the infrastructure of an entire region.
Local programs. The scale of implementation is working with city or regional entrepreneurs. Subsidies are limited to small amounts of funding.

The size of the assistance received, the form of its provision, as well as the list of necessary documents for completing the application depend on the features of the state program. The larger the scale of the program, the higher the competition and the more stringent the selection rules. A small business owner should take this into account.

Preferential lending

Categories of small and medium-sized commercial entrepreneurs who are not able to receive financial support from the state can apply for preferential loans. Many banks provide such loans on simplified terms. As indicated, the likelihood of opening a loan with a favorable interest rate is higher for those who are engaged in activities that are a priority for the state.

Advice: If you have any questions regarding assistance, you can contact banking institutions or credit communities directly, as they also have lending programs for beginning businessmen.

The applicant receives a loan as a one-time cash payment in the amount of 50 million to 1 billion rubles. After signing the contract, the preferential program is valid for 3 years. A prerequisite is also investment and investment of the businessman’s own funds in the project. Their number is determined as follows:

20% if the loan amount is more than 500 million rubles or if repayment of the loan is planned from future income expected after the start of the business project.
There are no restrictions if funds are allocated for other investment plans.

The interest rate for use varies depending on the format of the enterprise. This is 10% per annum for medium-sized enterprises and 11-11.8% for small ones.

What can you use money from the state for?

As mentioned above, the subsidizing process is the free issuance of funds that facilitate the opening and favorable development of a business. Concessional lending and other assistance programs also have simplified terms and reduced interest rates. At the same time, the use of financial support from the state is accompanied by documentary reports to confirm the intended purpose. The allocated money can be spent on the following:

Payment for rent of a place or plot of land (no more than 20% of the principal amount is allocated to cover these expenses).
Replenishment of working capital.
Equipment for workplaces.
Purchase of equipment for production (purchased machines cannot be sold or exchanged for three years).
Purchase Supplies(the same rules apply - no more than 20% of the funds received).
Work related to repairs and opening.
Intangible assets.

The entrepreneur draws up an annual report, which indicates what exactly the subsidy income received was spent on. It is also necessary to submit certificates and receipts to the control authorities.

Intangible options for supporting small businesses

Nowadays, the state is ready to help beginning businessmen of small and medium-sized enterprises not only by increasing their capital. There are several other forms of support:

Opportunity free training . Why do many entrepreneurs, when faced with problems, leave business in the first years of activity? They simply do not have the necessary knowledge about running their business. Such educational skills (for example, how to lead) help in development, but are expensive, so not everyone can get them. The state provides starting businessmen with the opportunity to study courses for free, as well as attend various seminars and lectures. The applicant is obliged to submit the relevant documents to the necessary authorities: paid bills, certificates of completion of training or concluded contracts. The payment will cover half of the expenses, but in an amount not exceeding 40 thousand rubles per year.
Reduced rent. Another support option is discounts on the cost of renting premises where offices or production are located. Remember that you can only get such a discount if the building is municipal property, and the lease agreement is concluded for a period of more than 5 years. Every year the preferential rate increases (from 40 to 80% of the rent), and for the subsequent period the entrepreneur pays the full rate. A prerequisite is a competitive selection to determine a worthy candidate. The winner is allocated additional help to pay for communications.
Compensation for participation in exhibitions. To popularize and further develop, small business owners can take advantage of subsidies to participate in national or international exhibitions. Based on the selection results, the state can help pay the costs of registration, renting a place, transporting exhibits, accommodation, organization and translation services. If the state aid amount does not exceed 150 thousand per year, you can pay up to half of the costs. Prerequisites to receive compensation for a small business: an application, an agreement with the organizers and a report on the work performed.

Let's sum it up

The advantage of financial support programs is the possibility of increasing capital small companies. Since the state is interested in the development of small enterprises, the likelihood of receiving cash assistance constantly growing. This is a good chance to start.

On the other hand, concluding an agreement with the relevant government agencies obliges entrepreneurs to submit detailed reports and monitor the intended use of funds. Therefore, every businessman should study the features existing programs support and requirements for them. Then he will be able to make the most of the assistance and fulfill his obligations.

The current situation in the economy Russian Federation encourages the country's government to think seriously and help develop the business of small entrepreneurs. The market economy in the country began relatively recently. And it is not easy for ordinary citizens to move to consciousness from hired work to managing own business. To make it easier for individual entrepreneurs to overcome all initial problems, assistance from the state will also be provided to entrepreneurs in 2018. This year will not be an exception in terms of receiving government support. What kind of assistance from the state can an individual entrepreneur expect? This will be discussed in our article.

Registration of individual entrepreneurs through government services

According to current legislation, every individual can begin to carry out commercial activities if he has received state registration and IP status. Once this procedure is completed, you can count on the support offered by the state.

How can a young entrepreneur get help from the state in 2018? For these purposes, you need to take the following steps:

submit a completed application for registration as an individual entrepreneur in Form No. 21001;
attach a photocopy of your passport so that the registration page is printed;
pay a fee to the state budget (800 rubles);
submit all requested documents to your district tax service (IFTS).

What kind of help does the state provide to aspiring entrepreneurs? provision on the? The state has a special service center. Anyone can go to the Internet page at the link www.gosuslugi.ru, register and fill out an electronic application on form No. 21001. As a result, the service must prepare a package of necessary documents. Also, through the designated website, a fee is paid in the amount with a 30 percent discount - 560 rubles. Thus, assistance from the state to starting individual entrepreneurs is associated with organizational issues and the ability to submit documents and perform some registration actions online via the Internet.

Also government bodies provide individuals consulting in the field of starting your own business and obtaining individual entrepreneur status. But do they provide financial assistance to a start-up entrepreneur from the state in 2018?

Help for entrepreneurs: what you can count on

Below is a list of some types of assistance and support for entrepreneurs from the state:

Subjects of the Russian Federation can provide tax benefits and holidays for new individual entrepreneurs. Also see "".

Some banks are ready to reduce loan rates based on government programs aimed at supporting small businesses. Alternatively, they can help pay off part of the interest on previous loans.

Financial assistance to beginning entrepreneurs from the state can be expressed in the provision of subsidies to start their activities in the amount of 58,800 rubles. It is provided in some regions of the Russian Federation through the Employment Center.

If an entrepreneur already has his own business and would like to develop it further, he can count on a state subsidy of up to 500 thousand rubles (each subject of the Russian Federation has its own maximum amount).

At the legislative level, individual entrepreneurs without employees are exempt from accounting.

The state provides assistance in covering all expenses associated with participation in fairs and exhibitions.

Subsidizing the acquisition of fixed assets by an entrepreneur on leasing terms. We can talk about either a down payment or full repayment of the payment. The size of the subsidy directly depends on the cost of the operating system. For example, the city authorities are ready to subsidize up to 1/3 of the cost of the leased item excluding VAT (value added tax), but in amounts not exceeding 5 million rubles.

Before summarizing the information presented, it is worth noting that

A program of assistance to young entrepreneurs from the state is now being implemented to a very significant extent. However, obtaining development grants is not so easy.

If an individual entrepreneur has questions about receiving a subsidy or the possibility of closing the registration of his activities with outstanding debts, he can get advice:

in the territorial Fund for Support of Small Entrepreneurs;
at a local business incubator;
from a private consultant.

Subsidies for individual entrepreneurs: what to keep in mind

When applying for state support for your own business, you should remember some nuances, in particular:

if you are planning activities related to real estate, alcohol, tobacco products, or performing supply functions, then you cannot count on help from the state;
future entrepreneur must have his own material resources, since the state, as mentioned earlier, is ready to provide him with only partial financial support (usually no more than 40%).

Also in 2018, regions may have their own programs for supporting and subsidizing individual entrepreneurs, which a future entrepreneur can learn about from the media or get advice from specialists directly involved in these issues.

Despite all the difficulties and bureaucratic obstacles, more and more Russians are striving to become independent and open their own enterprise. We have long been taught to perceive the state not as an assistant, but as an insurmountable barrier to profit. What are the chances that money for business from the state will still end up in your budget in 2018?

What kind of help can you expect?

The time when small businesses were left to fend for themselves is long gone. Today, the development of this area is a priority in domestic policy states.
According to new changes in legislation, individual entrepreneurs can count on the following benefits:

cash subsidies;
coverage of training costs (often, however, only partial);
internships;
leasing on preferential terms;
free or preferential outsourcing services;
grants;
discounts on participation in exhibitions and fairs;
partial compensation of interest on loans;
provision of guarantees and sureties by government funds, which simplifies access to borrowed resources.

It is also worth noting that it is not only government funds that support small businesses. Those who provide assistance to newcomers include investment funds, public organizations, business schools, and government agencies. They are the connecting link between the state and entrepreneurs.

Subsidies for start-up entrepreneurs

The resolution on business support applies to everyone who has a USRIP registration sheet. These persons may apply for a cash subsidy.

The main condition is that the registered enterprise should not be more than two years old. It is such a business that is considered a start-up and can enjoy the privileges of the entrepreneurship support program.

The amount of assistance is determined depending on the region in which your company is registered. The maximum assistance that can be received in the capital is 500,000 rubles. In the regions, no more than 300 thousand are allocated. However, it is worth considering that due to the crisis in the country, money to support small businesses is transferred from state budget quite slowly, so not all funds accept applications for subsidies.

You also need to understand that the individual entrepreneur receives money allocated for business development from the state on the terms of co-investment. It is impossible to organize your own enterprise using government money alone; you will also need to contribute personal savings.

In addition, the subsidy can only be used for strictly regulated purposes:

payment for rent of premises;
equipping employee work areas;
purchase of materials and raw materials for production (you can only use 1/5 of the assistance received).

You will need to report how much and where you spent money from the cash fund. For verification, the regulatory authority will require receipts, certificates, and contracts. In addition, you must first familiarize yourself with the financing conditions in your region so as not to violate the requirements of local legislation.

Support for the unemployed

State support for business can be implemented in another way - through the employment center. To receive assistance, you must first register as an unemployed person at the local employment center. Then, reasonably refuse all proposed vacancies, draw up a business plan for future activities and submit it for consideration along with other necessary documents.

If everything is done correctly, you will be allocated funds to bring the project to life. The amount of assistance, of course, is not too large - 58,800 rubles. But if you have a viable idea and a great desire to implement it, this should be enough to get started.

An important condition for receiving this type of assistance is constant (quarterly) reporting on the expenditure of funds to the employment center. If it turns out that money for a business from the state was not used for the purposes provided for in the business plan, the entrepreneur will be required to return the subsidy. He will be blacklisted and will no longer receive government assistance in the future.

Other help options

There are a number of other government support options.

Free education

Most common cause collapse entrepreneurial activity is the lack of necessary knowledge about running a business. They, in turn, are difficult to acquire due to high cost relevant educational services. As a grant, the state provides budding entrepreneurs with the opportunity to attend all kinds of courses, seminars and lectures for free.

Rental discounts

Government support can also be expressed in the form of discounts on rent for premises for office or production. True, such assistance is only possible if the rented building or premises is on the balance sheet of the state fund. If you want to get it, be prepared to participate in a competition for the title of the most worthy tenant. If you win, you will receive an additional subsidy for connecting all necessary communications.

The easiest way to legally do business in our country is. But in order to start your own business, you definitely need start-up capital. If you don’t have your own savings, you can borrow money from friends and relatives, or go to a bank for a loan, or turn to the employment center at your place of residence for help. Our state takes care of its citizens and provides assistance and assistance in starting their own business in the form of a one-time payment of a certain amount of money. Today we will look at what this amount is and how to get it.

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As part of the state program of the Russian Federation “Assistance to beginning entrepreneurs,” the employment center provides citizens with financial assistance in starting their own business (). This is beneficial for the state, because in this way, firstly, the number of unemployed decreases, and secondly, those who have achieved any success will pay to the treasury. However, as statistics show, only 2% of the unemployed apply for this help.

Who can count on help from the employment center

persons over 18 years of age;
persons registered with the employment center and who are in the status of unemployed;
persons who have been registered with the employment center for more than 1 month and who have been unable to find employment due to the lack of suitable work.

Along with this, it would be advisable to consider in what cases and to whom this financial support will not be provided:

women on maternity leave;
minor citizens of the Russian Federation;
citizens who have reached retirement age;
full-time students of an educational institution;
persons working under an employment contract;
persons registered as individual entrepreneurs or LLCs (at least half a year must pass from the date of closure);
convicted persons dismissed from work by court verdict, who are subject to imprisonment or other punishment;
certain categories of military personnel;
persons dismissed from work due to repeated violations labor discipline(absence from work or attendance at drunk, theft of property, absenteeism, inappropriate performance of work duties);
persons who registered with the employment center, but refused two or more offered jobs within 10 days from the date of registration;
persons who regularly violate and fail to comply with the requirements of the employment service (violation of registration deadlines, ignoring proposed work options and failure to appear for an interview).

IMPORTANT: financial assistance in starting your own business is provided in the form of payment of a sum of money equal to the amount of unemployment benefits for one year.

What is the help of the employment center?

Please note that financial support is provided on the basis of the Federal Program for Support of Small and Medium Businesses (2005-2020), the Law “On state support small business in the Russian Federation" dated June 14, 1995 No. 88-FZ and other legislative acts. So, how can a job center help you?

Firstly, if all conditions and requirements are met, a certain amount of money will be paid when registering your own business. Its amount will depend on the amount of the assigned benefit based on length of service And wages at my last place of work. On average, entrepreneurs received up to 58 thousand rubles for their own business.
Secondly, in some cases the amount spent on various stages registering your business. For example, the amount paid in quality may be returned, notary services may be compensated, and funds spent on purchasing forms, legal consultations, etc. may be reimbursed.
Thirdly, at the employment center, the aspiring entrepreneur will be advised on all the basic legal issues of starting a business, will be provided with the opportunity to attend business trainings, will be helped with drawing up a business plan and sometimes even with renting premises, the fee for which will be below average market value according to your region.

How to get a subsidy for opening an individual entrepreneur

First of all, as noted above, you must register for unemployment. To do this, you need to collect documents and come to the employment center. Needed:

This article talks about typical ways to resolve legal issues, but each case is individual. If you want to find out how to solve your particular problem, contact our consultant absolutely FREE!

passport;
SNILS;
employment history;
education document;
a certificate from the last place of work about income for the last three months.

You can find out a specific list of documents for your region by calling the employment center at your place of residence.

IMPORTANT: registration for unemployment may be denied to persons who have not worked for unjustified reasons for more than 5 years. After all, if a person has found the means to live for 5 years, he will be able to provide for himself in the future.

We are writing an application for unemployment benefits.
Please contact an employment center specialist for advice. He will tell you everything and bring you up to date.
We are writing an application to confirm your desire to open your own business.
We are undergoing testing.
We are developing a business plan. Writing a business plan is not an easy task and requires certain skills and knowledge. There are two options:
- Seek help from specialists and draw up a business plan. The fee for such a service is on average 5 – 20 thousand rubles.
- Explore for yourself necessary materials on the Internet, go to business trainings and develop a business plan yourself.
Whichever option you choose, consider the criteria you must meet good business plan in the eyes of the employment center commission, which will consider your idea.
- Innovation and originality of the business idea. Such a business plan will attract more attention than the hundredth grocery store on Lenin Avenue, and will have a much higher chance of approval;
- Profitability. There is no point in running a business if it is unprofitable;
- Hiring employees. If your business plan involves hiring workers, it will have a lot of weight, because the goal of the employment center is to employ the population. And you yourself find a job, and also help others;
- Initial capital. It will not be possible to open a business only with the money that the employment center offers as assistance. You need to invest your own money. The ratio should be approximately 1:2 or even 1:3. If you plan to receive 58 thousand rubles from the state and invest your 10 thousand rubles, you will most likely be denied a subsidy.
- Expenses. It is important for the state that the allocated money is spent wisely. In the business plan, it is recommended to indicate the expenditure of the subsidy on the purchase of basic material resources: equipment, furniture, transport, and not on rent or advertising.
We submit documents to receive a subsidy to the employment center (application and business plan). The documents are reviewed by a special commission. Professionals assess your entrepreneurial ability and analyze your business plan. The decision to issue a subsidy is made by the director of the employment center based on the commission’s findings. His decision is formalized by order. In general, it takes no more than 10 working days to make a decision.
If approved, the employment center notifies you of its decision, and you enter into an agreement to transfer the subsidy.
IMPORTANT: you cannot register an individual entrepreneur or LLC before concluding an agreement with the employment center to provide subsidies for small businesses.
We register an individual entrepreneur or LLC. .
You provide the employment center with documents on registration of individual entrepreneurs and reporting documentation on all expenses (that is, what the money transferred by the state was spent on). Receipts, service agreements, invoices and other papers are suitable as evidence.

Thus, in order to receive help from the state in the form of a subsidy for your own business, you must provide a good business plan based on quality original idea. Employment center specialists are happy to consider and often make positive decisions regarding ideas in the service or manufacturing sector. It is advisable that the business plan provide for the availability of additional jobs and the availability of your own initial capital at least in an amount equal to the assistance provided.

The amount of 58 thousand rubles may seem small to some, but initial stages creating your own small business they can be a significant support.

Every year Russia becomes more and more attractive for doing business. In the World Bank Doing Business ranking, the country ranks 35th among states that create a favorable climate for the launch and development of projects. In turn, Moscow ranked second in the national ranking in terms of investment attractiveness and fifth among European cities according to the international publication Financial Times.

Targeted programs make a significant contribution to the development of the investment environment government funding, and small business assistance programs. IN this material We will tell you step by step what kind of support Moscow offers entrepreneurs today for opening, running and developing their business:

Step 1. Registration. Consultations. Education. Choose one of 15 Business Service Centers (BSC), which are located in all districts of the capital and operate on the basis of the State Budgetary Institution Small Business of Moscow. All services there are provided free of charge. TsUB specialists will help prepare documents for registration as an individual entrepreneur (IP) or in the form of a limited liability company (LLC). In 2017 alone, consulting support was provided to more than 80 thousand people. Aspiring entrepreneurs will be offered training at the MBM Startup School. You can also learn the basics of starting and developing your own business from successful entrepreneurs and professional business coaches online - at the MBM Online Academy. There are two training programs available at the Academy - Start and Progress. The content of the training program is based on best business practices and cases that are relevant in business.

The Central Management Bureau will also advise entrepreneurs on various issues of doing business: labor and civil legislation, accounting. Here they can prepare an application for the transition of an enterprise to a simplified or patent tax system.

Step 2. Choose premises for doing business. The center staff will help you get acquainted with various options and will talk about renting on preferential terms non-residential areas owned by the city of Moscow. Today, the initial preferential rental rate for such premises is 4.5 thousand rubles per sq. m. m per year and 1 thousand rubles per 1 sq. m per year for premises located in the basement. The Central Management Office will help you with information about the availability of vacant premises in city technology parks. There are more than 30 technology parks with various industry specializations in the capital. In addition, if at the beginning of your business journey you do not need large areas, you can get workplace in one of the six co-working centers of the State Budgetary Institution “Small Business of Moscow”.

Step 3. Decide on financing. TsUB specialists will advise on sources of obtaining business financing at different stages of its development, invite entrepreneurs to attend special educational programs and events where representatives speak financial structures. From the city side today they are implementing the following types financial support, all details on them will be provided to the Central Educational Institution:

Subsidy programs, among them subsidies for compensation interest rate for loans and leasing payments, for compensation of costs for the purchase of equipment, as well as for participation in congress and exhibition events, and others. If your organization meets the conditions and requirements for grants, they will help you prepare a set of documents and fill out an application.
Warranty support program in the Capital Small Business Lending Fund. The fund will help attract loans to successfully operating companies if they do not have enough of their own collateral (collateral) for creditors. You can submit an application to the Fund or through the Central Educational Institution. An entrepreneur can independently contact any of the fund’s partner lenders, including 70 banks and 6 leasing companies. The Fund's guarantees cover up to 70% of the loan. Thus, only in the first five months of 2018, thanks to this program, entrepreneurs received financing for total amount more than 9 billion rubles. It is important to understand that without government support, the lenders would have refused the vast majority of these borrowers.
Preferential long-term investment loans in the amount of 5 to 100 million rubles, for a period of up to 5 years, the Moscow Fund for the Support of Industry and Entrepreneurship offers companies operating in the production sector, scientific research or developments software at a rate of 5% per annum, and for residents of technology parks and industrial complexes in Moscow at a rate of 2% per annum.
Financing for startups in the scientific and technical field offered by the capital's Venture Investment Development Fund. The fund provides preferential loans to innovative projects that are at the earliest stages of development and registered in Moscow. To do this, the project initiator must attract funds from a private investor, and then apply for additional funding from the Fund. Today, 57 private investors work with the organization. The co-investor must invest from 50% to 200% depending on the size of the Fund’s loan itself, which can range from 0.5 to 36 million rubles, respectively. The loan term is from 3 to 6 years with a repayment deferment of up to 2 years.

Step 4. Entering the government order market. Moscow pays significant attention to protecting the interests of small and medium-sized businesses when placing government orders: 90% of purchases are carried out in in electronic format. The Moscow government created a showcase of city orders, where 91 thousand suppliers are registered, of which 70% are SME companies, 15 million contracts worth 80 billion rubles were concluded. On the portal you can use the subscription service for purchases of a certain category. Participants in government orders can also receive microloans and guarantee support from the funds already mentioned above.

Step 5. Enter foreign markets. When production in the capital is established, you can safely think about this. The Moscow Export Center will advise on all issues of the export cycle, train in foreign economic activity at the Moscow Exporter School, help with promotion on the international electronic marketplace Alibaba.com, as well as with international exhibition activities. In the latter case, the center can finance 100% of the costs of participation in the exhibition. One of important tools The promotion of Moscow manufacturers is a unified export catalog, which contains over 1.5 thousand product items from more than 500 metropolitan manufacturers. The Industrial and Guarantee Funds will also help with financing for export activities.

Step 6. If you encounter administrative barriers when doing business in Moscow, then in this case the city will help protect your legal rights and interests, it will come to the rescue where it operates hotline+7 495 620-20-45 SOS.SHTAB@website

Entrepreneurs can additionally receive information about these and other areas of support at special financial conferences held by the State Budgetary Institution “Small Business of Moscow” in the series “Finance for Growing Businesses” and #MoscowforBusiness, for which you can register on the portal mbm.ru