How business plans are protected with regional support. What small business support programs are there?

In Moscow, there are various programs to help small businesses: from providing rental benefits office premises before guaranteeing loans.

Support for small businesses in Moscow in 2015 is especially relevant, since entrepreneurship is experiencing better times. The consumer market is shrinking, and instability in the monetary and financial sphere complicates activity planning. At the same time, to this day, various programs are in place that allow newly created companies to receive favorable conditions for starting and minimize their costs.

Type of assistance: Assistance to SB lending

Organization: MBM Lending Assistance Fund of the relevant Department
The essence of support: Loan guarantee
Conditions for receiving: To receive support, an entrepreneur must apply to a partner bank for a loan and receive a positive decision, but with the condition of an additional guarantee. Then financial institution independently applies to the Fund, which is able to provide security up to 50% of the loan amount. After just 3 days, a decision is made on whether the MB representative will receive credit or not.

Who can become a participant?

Type of assistance: Subsidy for financial and economic activities

Organization: State Budgetary Institution "MB of Moscow"
The essence of support: Providing free assistance
Conditions for receiving: To receive assistance, you should contact the State Budgetary Institution “Moscow City Hospital”, or send an application by mail. The participant needs to collect a package of documents, including an application, a copy of the charter, an extract from the Unified State Register of Legal Entities, a certificate of no debt to the state and extra-budgetary funds, copies of licenses and permits of the SRO for this type of organization, a business plan, information about the premises used (rent or ownership).
Intended Use: The subsidy can be used for different needs, and in a few months - will report on the results.

The maximum amount of assistance is no more than half a million rubles.

Who can become a participant?

An organization or individual entrepreneur created no more than 2 years ago, with up to 250 employees and revenue of less than 1,000,000,000 rubles. The organization's share must be at least 75% owned by Russian citizens. To receive assistance, a company (IP) must be “registered” in Moscow, have no debts on taxes and fees, loans, or overdue obligations to creditors.

Type of assistance: Subsidy for exhibition activities

Organization: State Budgetary Institution "MB of Moscow"
The essence of support: One-time provision of up to 300 thousand rubles for participation in the exhibition
Conditions for receiving: To participate in the program, you should contact the authorities of the State Budgetary Institution “Moscow City Hospital” in person or through email, providing a number of documents, including an application, a copy of the charter, an extract from the Unified State Register of Legal Entities, annual financial statements with a tax mark, copies of agreements on the company’s participation in the exhibition.

Who can become a participant?

A legal entity (IP), registered and operating in Moscow, employing no more than 250 employees, with revenues of up to 1 billion rubles, which does not engage in intermediary, trading or agency work. It should also not have debts on taxes or loans, and the organization itself should not be involved in the trade of excisable goods or participate in receiving other subsidies from the city of Moscow.

Type of assistance: Investments in startups

Organization:"Fund for Promoting the Development of Venture Investments..."
The essence of support: Providing funds to innovative companies.
Conditions for receiving: The loan, provided at one and a half times the refinancing rate, is issued for a period of no more than 3 years. The loan amount that a participant can count on is from 0.5 to 8 million rubles. In this case, the participant needs to find an investor, and the Fund will provide the amount of borrowing 2 times that allocated by the private lender. The collateral is a share in innovative enterprise.
The entrepreneur's algorithm of actions is as follows:
1. Select an investor from among accredited organizations.
2. Reach an agreement with the borrower and prepare a joint appeal to the Fund. You will need an application, constituent documents of the innovative company, cost estimates, business plan, project presentation and some other papers.
3. Presentation of the project at the Foundation office.
4. Receipt of funds after concluding a pledge agreement.

Who can become a participant?

Enterprises belonging to the category of scientific and technical sphere, registered in the city of Moscow.

Type of assistance: Coworking

Organization: State Budgetary Institution "MB of Moscow", club "Delovar", center "Start Hub" and other companies
The essence of support: Providing open space for presentations, negotiations, staff training and other needs
Conditions for receiving: By paying a certain cost for renting a business space, you can receive either a dedicated workplace for the required period of time (from one day to a month), a conference room, a presentation area. Such organizations always have the Internet, opportunities for doing business (office equipment, telephone-fax), an area for relaxation and lunch, postal services, and also lockers for storing personal belongings.

Who can become a participant?

Any business representative, including an individual entrepreneur, freelancer, start-up company.

Want to know what coworking is? What are its advantages over a traditional office? Then watch the video:

Type of assistance: Free legal assistance during registration

Organization: State Budgetary Institution "MB of Moscow"
The essence of support: Legal support in preparing documents for registration of a legal form
Conditions for receiving: Using the electronic form, you can register an LLC, individual entrepreneur, and draw up an agreement. Having selected the appropriate section, you need to enter your data, including TIN, and scan the documents required for this purpose.

Who can become a participant?

Any person (group of businessmen) who plans to carry out work in Moscow and has a Taxpayer Identification Number (TIN) can receive legal assistance. It is worth noting that at the time of writing, the service was provided in test mode.

So, support for small businesses in Moscow in 2015 is being carried out quite actively, at least there are quite a few existing programs. In addition, there are many local and short-term promotions that provide assistance to start-up businessmen: consultations, legal support, discounts.

The state is trying in every possible way to stimulate the entrepreneurial activity of citizens. Small businesses, which include the vast majority individual entrepreneurs, requires the tireless care of the state. It is no secret that entrepreneurs occupy a significant sector of the economy, provide employment to many thousands of employees, and contribute to the country’s budget with their taxes. The government is interested in having as many entrepreneurs as possible, and in difficult times, as few small businesses as possible going out of business.

In this article we will consider what assistance is provided to individual entrepreneurs from the state.

What types of assistance are there for individual entrepreneurs?

As already mentioned, the more citizens of a country are engaged in individual entrepreneurial activity, the better. At the same time, it is required that the entrepreneur who has embarked on this path gets stronger, “gets on his feet” and creates a full-fledged business. Accordingly, it will be great if over time his enterprise grows to a significant size, and the entrepreneur will be able to provide employment as much as possible more people. And perhaps, someday, he will grow to become a national champion. Fortunately, foreign practice knows such cases.

But even if an entrepreneur provides employment only for himself and remains a self-employed person, then this will also benefit the state. This citizen will not qualify for unemployment benefits, and perhaps even with a small contribution, will replenish the country’s budget by paying taxes.

Not all beginning and existing entrepreneurs know that the country has many programs aimed at supporting small businesses. Relations related to the support of entrepreneurs themselves and the infrastructure created to support small and medium-sized businesses are regulated by the law “On the development of small and medium-sized businesses in Russian Federation" This law establishes the basic principles of providing assistance to entrepreneurs, determines support mechanisms and sources of financing. It is also established by law the following types assistance that an entrepreneur can count on:

informational,
consulting
property,
financial.

The law also defines sources of assistance financing and implementers of activities aimed at helping small and medium-sized businesses. Let's consider the assistance provided to entrepreneurs, in the context of the types of this assistance, in more detail.

Information assistance to individual entrepreneurs

The phrase “who owns the information, owns the world” is quite old, but, nevertheless, has not lost its relevance. And although we are not talking about owning the world, but only about information that allows you to correctly create your business and bring it to success, in in this case it is just as relevant.

An entrepreneur, at all stages of his activity, is faced with a lack of information. Be it at the stage of creating your own business, or in the process of doing business. Some seek the help of qualified specialists - consultants, others receive additional education. But we live in a world now information technologies and state information support for entrepreneurship is primarily aimed at ensuring the availability of the knowledge necessary for entrepreneurs via the Internet. This is realized through the creation of specialized Internet resources, as well as the adaptation of existing websites of authorities state power and government services for the needs of entrepreneurs.

As a specialized resource aimed at information support for entrepreneurs, we can note - Federal portal small and medium-sized businesses (smb.gov.ru). And among the well-adapted websites of government services is the official website of the Federal Tax Service of the Russian Federation (nalog.ru).

Consulting assistance to individual entrepreneurs

Not in all cases, search independently necessary information can help in solving problems that entrepreneurs encounter. There are non-standard situations, in which the entrepreneur will not be able to independently understand and find a way out. At such moments, information support is indispensable.

When an entrepreneur faces difficult situation, the way out of which cannot be found on the Internet, he needs the help of a qualified specialist - consultation. The law provides for two ways to provide entrepreneurs with consulting assistance.

In the first case, it is planned to create an infrastructure (network) consisting of individual units (organizations) that provide support to small businesses. These could be, for example, administration departments municipalities, one of whose functions is to provide advisory assistance to entrepreneurs. Or, so-called legal clinics, at educational institutions that train lawyers, who, in turn, through internships, delve into the problems of specific entrepreneurs and help solve them. On the other hand, it is possible for an entrepreneur to attract paid specialists, the costs of whose services will be reimbursed from the budget in the future.

Property assistance to individual entrepreneurs

One of the significant problems that new entrepreneurs face is the lack of material base. This may include a lack of equipment for production, land or premises for conducting activities. Or, there is simply a lack of assets against which bank lending could be made.

The implementation of the law on entrepreneurship development helps to partially solve this problem. According to its provisions, various state or municipal property. Such property may include:

buildings, structures, other non-residential premises,
land,
vehicles and other machines and mechanisms,
equipment, tools and inventory.

The transfer is provided both on a reimbursable basis and on a gratuitous basis. The main requirement that an entrepreneur must comply with when using this property is to preserve its intended purpose. In addition, in most cases it is prohibited to alienate this property, pledge it, or contribute to authorized capital and so on. In case of violation of the rules for the use of such property, it, in judicial procedure, may be withdrawn. They can go to court with such a claim government bodies and organs local government who provided such financial support.

In order to make the process of providing property assistance open, state and municipal bodies, according to the law, are required to create and post for public information lists of property that can be provided for the implementation of entrepreneurial activity, on a long-term basis. In relation to federally owned property, the authorized body for compiling such lists is the Federal Agency for State Property Management.

Financial assistance to individual entrepreneurs

Financial support is, without a doubt, one of the most desired types of assistance for entrepreneurs. It can be carried out, as stated in the law on supporting entrepreneurs, from the budgets of the constituent entities of the federation and local budgets. The following forms of financial assistance to entrepreneurs are provided:

subsidies,
budget investments,
state and municipal guarantees.

Let's look at them in more detail. Let's start with subsidies. In this regard, it differs from credits and loans, which, as a rule, are also targeted, but are subject to repayment, either at the time of expiration deadline, or periodically and in equal parts within this period.

Expert opinion

Maria Bogdanova

Since these cash are allocated from the budget, and the actions themselves to provide them are non-commercial in nature, then strict requirements are imposed on their recipient. A subsidy cannot be provided without going through a strict procedure for selecting candidates for the use of budget funds. As a rule, an entrepreneur needs to prove the seriousness of his intentions. One such evidence is a detailed and justified business plan. There is no established template according to which such a document is drawn up.

It is important to keep in mind that when receiving government support, an individual entrepreneur takes on specific responsibilities. First of all, they involve submitting reports. Subsequently, the individual entrepreneur is obliged to provide a report on the expenditure of the funds received. In this case, it is important to attach checks, payment orders, receipts and other documents confirming the direction of expenditure of funds. It is possible that the state may demand the money back. For example, if misuse of funds is identified, the entire amount is requested back. If the reports show that a share of the assistance remained unrealized, then it is also returned.

The intended purpose of subsidies may be different, but, as a rule, they are directed to the following purposes:

acquisition of tools, equipment, and inventory,
acquisition of materials, raw materials and components,
acquisition of objects intellectual property- licenses, patents.

Budget investments are a less common type of financial assistance to entrepreneurs. As a rule, funds allocated to support business in this way are converted into participation in the authorized capital of companies. In this regard, assistance to individual entrepreneurs from the state in this form is not available.

If an entrepreneur applies to receive state or municipal guarantees, then he must provide an investment project for conducting business and confirm his desire to enter into an agreement with a credit institution on terms that meet the requirements for issuing state (municipal) guarantees. After receiving consent to provide such support, under guarantees from the state or local governments, the entrepreneur is provided with a loan (loan) from a banking institution.

Expert opinion

Maria Bogdanova

More than 6 years of experience. Specialization: contract law, labor law, social security law, intellectual property law, civil process, protection of the rights of minors, legal psychology

There is one important condition- a business organized with government support must exist for at least two years. This condition is a kind of guarantee and allows us to exclude financing of fly-by-night companies.

To develop small businesses in Russia in 2019, the Ministry of Economics proposes to create new, even more loyal programs for preferential financing. These programs will concern leasing, loans, taxes, etc. etc. According to the president of the country, all government measures should be focused on reducing the financial burden on businessmen and encouraging small entrepreneurial activity flaxness.

State support for small businesses in the Russian Federation is regulated by Law 209-FZ “On the development of small and medium-sized businesses in the Russian Federation.” In this article we will talk about the main types of government. assistance to enterprises, focusing on financial assistance from the state.

Principles and results of the functioning of MB support programs;
Subtleties and nuances in obtaining financial assistance;
What is needed to receive financial assistance from the MB from the state;
Conclusion.

How do small business support programs work?

The nationwide system of supporting small forms (see) of entrepreneurship includes various participants, commercial and non-profit, whose activities are aimed at providing assistance in one form or another. These include banks, various government agencies, business schools and investment funds. They all play a role in supporting budding entrepreneurs, from direct funding to advice, training and legal assistance under the 2015 Small Business Support Program.

Financing is one of the main components of assistance to small businesses from the state in 2015. It is no secret that material part is the most problematic for entrepreneurs: only 10% of start-up entrepreneurs have start-up capital in the amount that can cover the costs of renting premises, purchasing fixed assets and raw materials, maintaining staff and paying taxes.

Consequently, the most important part of government support for small businesses includes free financial assistance. Financial types Small business support includes various subsidies, grants, loan benefits and compensation allocated by the state.

Support for small businesses in 2015 works within the framework of legislative acts and regulations of the Russian Federation, as well as at the federal and regional programs. Let us give examples of programs in Moscow and St. Petersburg, because These cities, according to various sources, are leading in the number of MB subjects - more than 30% total number small enterprises in the Russian Federation.

The main strategy for the development and support of small banks within the framework of government programs is a stimulating tax policy and a refusal to increase the tax burden. This contributes to more effective development assets of small businesses, improved business development indicators and profit growth.

This year, the program “Economic Development and Investment Attractiveness of Moscow for 2012-2018”, created to ensure economic growth and increasing the level of investment. Its goal is to achieve an increase in revenue to the capital's budget. The projected increase in income in 2015 is 24,643.7 million rubles. The actual increase in the Moscow budget in 2014 amounted to 20,043.7 million rubles, and in 2013 - 14,803.9 million rubles, which indicates the positive dynamics of macroeconomic indicators.

The Federal Portal of Small and Medium Businesses of the Ministry of Economic Development of the Russian Federation provides data on state support for small businesses over the past period. Thus, in 2014, the total amount of funds provided to small and medium-sized businesses amounted to 12,916,467.24 thousand rubles. The total number of entities that received assistance from the state in 2014 was 1064. For St. Petersburg, the total amount allocated for assistance to SMEs was 4,169,784.07 thousand rubles, and the number of recipients of subsidies was 509. The increase in the number of jobs in recipient entities state aid in 2014 in St. Petersburg amounted to 1043.

Problems and nuances state support small business

The amount of funding for the MB within the framework of state support is an individual issue, depending on many factors. The region in which the enterprise is opened plays an important role in determining the amount to be paid. For example, for Moscow maximum size general assistance can reach 500 thousand rubles, in other subjects of the federation - no more than 300 thousand rubles. Government support for small businesses, which includes various programs, has certain subtleties.

The World of Business website team recommends that all readers take the Lazy Investor Course, where you will learn how to put your personal finances in order and learn how to earn passive income. No enticements, only high-quality information from a practicing investor (from real estate to cryptocurrency). The first week of training is free! Registration for a free week of training

Targeted co-financing is the main feature of state assistance to the MB

It is important for aspiring entrepreneurs - small businesses - to understand the features of gratuitous government funding. To receive financial assistance for small businesses in 2015, it is not enough just to register in the Unified State Register of Legal Entities.

State support for enterprises is provided in the format of targeted co-financing, i.e. the state does not allocate money in full, but assumes that the entrepreneur will also invest his own funds. Report on the use of the allocated amount – required condition receiving state aid. The regulated list of expenses where the allocated amount of assistance to small businesses from the state should be spent includes:

payment of rent (if its cost does not exceed 3,600 rubles per 1 m2 per year);
purchase of equipment, machinery;
equipment of workplaces;
purchase of raw materials and materials (maximum - a fifth of the total amount of funds received).

We will specify the most important conditions for receiving and, importantly, spending funds under small business support programs. Here are the main types cash assistance SMEs and how they should be implemented.

Grants for young entrepreneurs.

This is funding from the budget to cover the costs of developing a business plan, in which the recipient is required to contribute their own portion of the funds (30-50% of the project budget).

Assistance for the development of an existing business.

This is cash for the purchase of fixed assets, which can amount to 50-90% of the total cost of the acquired assets. The amount does not exceed 10 million rubles, depending on the region where the enterprise was opened.

Grant from the employment service.

Individual entrepreneurs registered with the state employment service are given the opportunity to start their own business. For this, the state issues a subsidy in the amount of an annual unemployment benefit (58.8 thousand rubles). In this case, the business entity undertakes to hire at least two people who are also registered with the employment center (but in this case, it has the right to pay an annual allowance for each hired employee).

Compensation for expenses that an entrepreneur incurs on payments under a lease agreement with the owner of the premises.

Funds are allocated from the state budget at the rate of 2.75-5.5% per annum under a premises rental agreement. To receive payments, you must present payment documents.

Reimbursement of 2/3 of the costs of enterprise participation in exhibitions and fairs.

The state covers the cost of equipment rental, registration fee and other expenses. total amount payments should not exceed 300 thousand rubles.

Conditions for payment of state aid to small businesses A

To become a participant in a particular entrepreneurship support program, the MB entity must be officially entered (as an individual entrepreneur, co-founder of an LLC, etc.) in the Unified State Register of Legal Entities. This is a mandatory condition for receiving government subsidies for business.

Another important condition is that the company must have been founded no earlier than two years ago. So it has the status of a “beginner” and can participate in programs for small businesses and receive free budget assistance.

It should be noted that financial assistance is the main, but not the only type of government support for small businesses in our country. Other requested types of assistance include:

informational – conducting seminars, trainings, consultations;
economic and legal – accounting support, tax simplification, legal assistance, priorities in licensing and registration of permits;
support of innovative and scientific work;
organizational support for participation in fairs and exhibitions.

All types of assistance are received on a competitive basis, the basic criteria of which are budget efficiency, the number of jobs created, social significance and other parameters depending on regional factors.

Conclusion

In general, in 2015 in Russia there was a positive trend in the development of the support system for small and medium-sized businesses. Despite difficult macroeconomic indicators, every entrepreneur has every chance of receiving comprehensive support from the state if he operates within legal field. But this does not mean that assistance from the state can solve

State programs for the development of small businesses are important for maintaining the normal functioning of the economy, as well as for increasing social level population. Financing of small business development projects is carried out at all levels of government of the Russian Federation. Government programs are of interest to young businessmen, as well as to the authorities themselves. The ability to provide effective support and create conditions for the implementation of government programs is the main indicator of the country’s desire for prosperity and well-being.

The small business development program is based on the postulates of the federal level entrepreneurship development program. The range of government support measures includes the following types of programs:

regional;
interregional;
industry;
intersectoral;
municipal.

Each of the above types includes a specific plan for providing support, as well as entrepreneurship development. In the area of financing various sectors of small business, the authorities face a specific difficult task– identify the most promising, profitable niches of the economy. A competent choice of these areas will allow you to rationally distribute funds and make profitable investments. Government investments made today, as well as development programs implemented, will help replenish the state treasury with new taxes in the future, as well as create a competitive environment in the market.

These processes, like nothing else, will have a beneficial effect on general development economy, will increase the solvency of the population, and most importantly, will provide citizens with additional jobs. Based on this information, we can conclude that government programs for the development and support of small businesses are a strategically important object of research and financing.

Entrepreneurship development programs in the Russian Federation can be divided into the following categories:

registration of subsidies;
receiving grants;
providing training free of charge or at a discount;
completing an internship under the guidance of highly qualified specialists, conducting practical classes;
registration of leasing programs on preferential terms;
receiving advice in the field of jurisprudence and accounting on a preferential or free basis;
the possibility of purchasing real estate owned by the local municipality;
assistance in the implementation of advertising projects, support for participation in fairs and exhibitions in the field of supporting small businesses.

The state uses both direct and indirect methods to support small businesses. Indirect methods include measures aimed at mitigating the conditions of taxation and control.
Commercial and non-profit organizations can implement small business development programs. In this area, private firms act as partners of the state, providing their assistance and financing. For providing certain support, companies, of course, receive the necessary benefits.

In the field of supporting small businesses, a subsidy system is widely used; when applying it, it is necessary to adhere to strict rules executions:

the use of subsidies must be targeted;
all expenses must be supported by official documents;
performers must create a detailed report on the work done, attaching checks, acts and other papers to it.

Today in our country the most actively financed government programs are “Development of Small and Medium Enterprises”, as well as “ Economic development and innovative economy."

Issues related to supporting small businesses are annually submitted to the general federal meeting of the highest authorities. Consideration current problems and strategic decisions are made before the immediate adoption of the federal budget. It is this source of funds that will play a leading role in the development of entrepreneurship in the new year. Government programs to be considered at the meeting must first be reviewed by competent experts in the field of national economics. The fate of small businesses as a whole will depend on the effectiveness and feasibility of projects.

Entrepreneurship support projects always have clear requirements and standards, which can be included in the following list of provisions:

measures to create and form infrastructure commercial sphere at the regional, federal and local levels;
correct definition promising directions commercial activities that will be of interest both to the state and to business;
carrying out activities that would be aimed at overall stimulation and motivation of those segments of the population that have a minimum level of social protection;
creating a system of benefits, installment plans and subsidies that would allow vulnerable segments of the population to get involved in the process of business and entrepreneurship, simplifying the creation of their own business through government support;
identification of high-quality financial sources, specific budget segments from which it will be possible to make annual contributions to programs to improve market infrastructure and increase the number of registered individual enterprises;
creating conditions and events that will be aimed at transferring unfinished commercial projects in various fields to young entrepreneurs;
providing conditions for the transfer to beginners and young businessmen construction projects that are unprofitable or on the verge of bankruptcy;
creating the opportunity to buy out premises and retail areas that previously an individual entrepreneur could only rent, the state offers the businessman the buyout of fixed assets on preferential terms.

Limitations in providing assistance to young businessmen

Note! Not every citizen of the Russian Federation can take advantage of benefits and subsidies.

The following groups of citizens can be classified as vulnerable segments of the population:

military in reserve;
single mothers;
disabled people, people with disabilities;
dismissed specialists from promising industries;
former prisoners and deprived of liberty;
students, unemployed youth;
migrants, refugees;
unemployed citizens;
able-bodied pensioners.

Involving these segments of the population in the economic development process is the main goal of government executive bodies. Very often, the authorities practice the method of transferring old projects to new specialists of a narrow profile; this technique is most often used in the following areas:

technological work;
research in various areas;
scientific works in progress;
experimental and constructive activity.

Often such experiments end in great success, but often the efforts invested in the implementation of the program turn out to be wasted.

Note! Measures to support and develop small businesses are developed and formed on the basis of legislative norms and standards.

All of them are of fundamental importance for the situation of the entire country, therefore they must be clearly correlated with the complex of the most various tasks, state goals. Entrepreneurship support projects should be balanced against the objectives of the following types of government policies:

consequences of emergency incidents;
assistance to unemployed citizens;
assistance to refugees and displaced persons;
improvement of ecology and environmental conditions;
regulation of population migration processes.

Creation of separate budgets and reserves

The following forms of associations can develop and also propose for consideration small business development projects:

institutions;
firms;
companies;
organizations;
enterprises.

Pay attention! This rule applies to any associations, regardless of what organizational, property, or structural form they have. The authorities select projects, as a result of which they receive a list of the most effective and promising programs. Selected programs will be funded first.

In the field of entrepreneurship, separate, independent from state budget, funds whose resources will be directed to the implementation of new commercial projects. Similar measures are practiced, for example, large enterprises who are actively involved in scientific and research activities. Very often, funds received from the state and individual independent companies are used in combination to achieve a more effective result.

No similar entries found.

Today, not all people are satisfied with hired work - a small income that cannot be regulated independently. To get maximum profit, many decide to open their own business. It can be controlled, take an active part in any transformations, develop and expand. But any business, even a small one, requires initial capital. For those who do not have enough funds to create an enterprise, the state is ready to provide financial and organizational assistance.

What kind of government assistance can small businesses expect?

Russia has adopted a program according to which everyone who decides to become an entrepreneur has a chance to receive a financial state. assistance to small businesses, completely free of charge. The amount of monetary compensation has certain limits, which differ depending on the different regions. Many people have the right to receive such a subsidy, but due to objective circumstances and subjective reasons, not everyone can secure such support. In addition to financial assistance, funds for which come from the state budget, aspiring entrepreneurs are offered property assistance. This means the state’s willingness to lease certain property to small businesses at low rates or even free of charge: real estate, technical equipment, land use facilities, etc.

Limitations of the government assistance program

Not every entrepreneur can count on assistance from the state in developing a small business. For example, if a person has been registered as an entrepreneur for more than one year, he is no longer subject to this program. The field of small business activity is of great importance, because specially created commissions necessarily consider each application and do not respond positively to everyone. It is also necessary for the entrepreneur to have his own money necessary to start a business. The state will be able to compensate from 40 to 60% of the costs, and often this amount does not exceed 300,000 rubles; the rest will have to be paid from your own wallet. Of course, these are to purchase equipment and create a competitive enterprise, but it is not profitable for the state to fully sponsor businessmen. It's just partial assistance from the state to small businesses, which gives it the opportunity to control the small business system.

Articles for receiving subsidies under government programs

The small business assistance program in Russia includes several articles that involve receiving a subsidy:

opening an enterprise;
opening a business;
rental of premises;
purchase of equipment and computer equipment;
obtaining a license;
training of specialists;
participation in advertising campaigns and exhibitions.

Consultation on these issues can be obtained at employment centers and specialized centers. The regional administration must provide residents with the addresses of these branches.

How to get financial support

If you have already thought about starting your own business, but do not have the necessary amount of money, then you can get help from the state for small businesses. First you need to draw up a business plan and submit it to the employment center for consideration. The amount of the subsidy issued by this organization is 58,800 rubles. (4900 rubles - monthly multiplied by 12 months). The procedure for reviewing a business plan and allocating money can take up to 6 months.

What is needed to receive start-up capital from the state

Firstly, that is, have unemployed status. To do this, you will need the following documents:

passport,
employment history,
educational documents, certificates and diplomas,
pension insurance certificate,
a completed form confirming the average salary for 3 months at the last place of work.

Note that the following are not unemployed:

citizens under 16 years of age;
women on maternity leave;
full-time students;
old age pensioners;
citizens working employment contract or registered as an LLC or individual entrepreneur;
disabled people from non-working groups.

Next, at the employment center you need to write an application to receive a subsidy from the state for the development of small businesses. Think through in detail and draw up a detailed business plan containing many calculations, graphs and tables. Once approved, you must register as entity(organize an LLC or individual entrepreneur). The tax office will give you a list of documents, copies of which you need to provide. After this, the agreed funds will be credited to your bank account, which can be withdrawn and purchased. necessary equipment specified in the business plan.

A very important point: you will need to provide a financial report to the employment center, which should reflect all costs for equipment, wages employees, contributions to the tax and Pension Fund. If you received financial assistance for a small business from the state, you need to be responsible for every penny of this amount spent.

Other government assistance options

Possible assistance from the state to small businesses consists not only of issuing money for the creation of an enterprise, it could be repayment of interest on an already taken out loan or the bank issuing a new loan with a reduced interest rate. Today, many banks issue loans to entrepreneurs, and they, in turn, prefer to contact the bank. After all, in this case, they will not have to report where they spent the funds received; they just need to pay a certain amount on time.

The state also organizes so-called business incubators, where you can get qualified assistance both in drawing up a business plan and in training employees in new skills in organizing and running their own business. In addition, in these centers you can rent a room inexpensively and place all your employees there, so they can always turn to experienced professionals for help.

Each of us has the opportunity to receive help and support from the state to create and develop own business, all that remains is to decide on the direction of activity.